For the purposes of this document, our business is herein referenced as “Tailwinds Wealth.” The following are terms of a legal agreement (“Agreement”) between you and Tailwinds Wealth. These terms and conditions apply to a user (“user,” “you,” or “your”) who accesses, browses and/or otherwise uses this Web site (“Site”) and/or the services provided by this Site (“Services”).
By accessing, browsing and/or otherwise using this Site, you acknowledge that you have read, understood and agreed to be bound by these terms and conditions, and to comply with all applicable laws and regulations, including U.S. export and re-export control laws and regulations. If you do not agree to all of these terms and conditions, you may not access, browse and/or use this Site. The material provided on this Site is protected by law, including, but not limited to, United States copyright law and international treaties.
Please read this Agreement carefully as it governs your use of the Services and this Site. If you have any questions regarding this Agreement, or any agreement or document herein incorporated, please contact Tailwinds Wealth using the information provided on the CONTACT page.
This Agreement applies to your access to, and browsing and/or use of, this Site and the Services and does not alter in any way the terms and conditions of any other agreement you may have with Tailwinds Wealth for products, software, services or otherwise, unless otherwise directed by Tailwinds Wealth. If you breach any of these terms and conditions, your authorization to use this Site and the Services automatically terminates and you must immediately destroy any downloaded or printed Materials (as hereinafter defined) and discontinue use of any hyperlinks to this Site.
By accessing, browsing and/or using this Site and the Services, you consent to receiving electronic communications from Tailwinds Wealth. You agree that all notices, agreements, disclosures, and other communications that are sent to you electronically by Tailwinds Wealth shall satisfy any and all legal requirements that such communications be in writing.
You must be at least 18 years of age to use and/or subscribe to the Services.
Please read the Privacy Policy, which is hereby incorporated by reference. The Privacy Policy discusses and governs our collection and use of any information that is submitted to, or collected by, us. You understand that through your use of the Services and this Site, you consent to the collection and use (as set forth in the Privacy Policy) of registration data and certain other information about you, including the transfer of this information through and to the United States and/or other countries for storage, processing and use by Tailwinds Wealth.
Tailwinds Wealth may revise this Agreement at any time without notice by updating this posting. By accessing, browsing and/or otherwise using this Site you agree to be bound by any such revisions and should therefore periodically visit this Site and page to determine the then current terms and conditions of use to which you are bound. Any new Materials, Content, Services or features on this Site shall be subject to this Agreement. The current version of this Agreement is dated March 19, 2026.
All Site materials, including, without limitation, any software, data, text, photos, pictures, graphics, images, audio and video clips, logos, icons, links and other files and the selection and arrangement thereof (the “Materials”) are copyrighted Materials, ALL RIGHTS RESERVED.
The trademarks and/or trade dress, service marks, trade names, and logos (the “Marks”) used and displayed on this Site are registered and unregistered trademarks of Tailwinds Wealth, its suppliers or other third parties. In addition, the Marks include, but are not limited to, all page headers, custom graphics, button icons, and scripts, which may not be copied, imitated or used, in whole or in part, without the prior written permission of Tailwinds Wealth or the owner of the Mark(s) at issue. Nothing on this Site shall be construed as granting, by implication, estoppel or otherwise any license or right to use any Marks used or displayed on the Site, without the express written permission of Tailwinds Wealth or the owner of the Mark(s) at issue. The misuse of the Trademarks displayed on this Site is strictly prohibited.
This Site, the Materials, the Trademarks, the Services, including, without limitation, any of Tailwinds Wealth’s or its licensor’s Internet operations, design, content, hardware designs, algorithms, software (in source and object forms), user interface designs, other templates and designs, algorithms, architecture, class libraries, and documentation (both printed and electronic), know-how, good will, moral rights, trade secrets and any related intellectual property rights throughout the world in any of the foregoing, and any derivative works, improvements, enhancements or extensions thereof, are and shall remain the sole and exclusive property of Tailwinds Wealth, its suppliers or other third parties.
You understand that all postings, messages, information, data, text, files, images, photos, pictures, graphics, audio and video clips or other materials posted on, transmitted through, or linked on this Site (collectively, the “Content”), are the sole responsibility of the person from whom such Content originated. You understand that Tailwinds Wealth does not control, and is not responsible for Content made available through this Site, and that by using this Site, you may be exposed to Content that is offensive, indecent, inaccurate, misleading, or otherwise objectionable. You agree that you must evaluate, and bear all risks associated with the use of any Content, that you may not rely on said Content, and that under no circumstances will Tailwinds Wealth be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content posted or otherwise made available via this Site.
Unless explicitly stated otherwise, the content on the Site is for general information purposes only and is not intended to be taken as financial, investment, tax, legal, or other professional advice regarding any individual circumstance. This Site may provide materials or content that contains certain descriptions of financial advisory products and related services available by or through Tailwinds Wealth. Such materials are intended for general description and information purposes only and, at all times, subject to the specific terms and conditions governing such products or services in addition to applicable law.
UNLESS EXPLICITLY STATED OTHERWISE, THE CONTENT OF THE WEBSITE IS NOT AN OFFER TO SELL OR A SOLICITATION TO PURCHASE FINANCIAL ADVISORY SERVICES, WEALTH MANAGEMENT SERVICES, OR RELATED PRODUCTS. ADDITIONALLY, NOTHING ON THIS WEBSITE CONSTITUTES INVESTMENT ADVICE OR AN OFFER TO SELL OR SOLICITATION TO PURCHASE SECURITIES OR INVESTMENT PRODUCTS OR RELATED SERVICES. ALL FINANCIAL ADVISORY SERVICES ARE SUBJECT TO APPLICABLE FEDERAL AND STATE LAW, INCLUDING THE LAWS OF THE STATE OF MINNESOTA. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. ALL INVESTMENTS INVOLVE RISK, INCLUDING THE POSSIBLE LOSS OF PRINCIPAL.
Tailwinds Wealth hereby grants to you a limited, worldwide, non-exclusive, non-transferable, non-sublicenseable, and revocable license to use the Services and/or the Materials for personal, noncommercial use only, subject to the restrictions in this Agreement.
You acknowledge and agree that you do not acquire any ownership rights by using the Site, the Services, the Marks or the Materials. You may not: (a) copy the Services or any software or programming related thereto; (b) modify, distribute, copy, reproduce, display, republish, download, upload or transmit any Materials on this Site for commercial use, or otherwise, without the prior written approval of Tailwinds Wealth; (c) “frame” or “mirror” any Materials contained on this Site on any other server without the prior written permission from Tailwinds Wealth; (d) permit other individuals or companies to use the Services and/or the Materials; (e) modify, translate, reverse engineer, decompile, disassemble or create derivative works based upon this Site, Materials, Services, or any software or programming related thereto; (f) rent, lease, transfer, resell and/or otherwise transfer rights to the Marks, the Materials or the Services; or (g) delete or write over any portion of any software relating in any manner to the Site or the Services. You also agree that you shall only use this Site, the Services, the Marks and the Materials in a manner that complies with all applicable laws in the jurisdictions in which you use the Services, and that your use of this Site, the Services, the Marks and the Materials is subject to all applicable local, state, national and international laws and regulations. Any forbidden use shall immediately and automatically terminate your license to use the Services and the Materials without notice.
You may only use this Site, the Services, the Marks and the Materials in a manner that, in Tailwinds Wealth’s sole judgment, is consistent with the intended purposes thereof. If you are unsure of whether any contemplated use or action is permitted, please contact Tailwinds Wealth using the information provided on the CONTACT page. By way of example, and not limitation, you agree not to: (a) access, or attempt to access, other areas of the Tailwinds Wealth computer system or other computer systems through this Site for any purposes; (b) use any robot, spider, other automatic device, or manual process to “screen scrape,” monitor, “mine,” or copy the Web pages on this Site or the content contained hereon without Tailwinds Wealth’s prior, express, and written permission; (c) use any device, software or routine to interfere, or attempt to interfere, with the proper working of this Site or take any action that imposes an unreasonable or disproportionately large load on Tailwinds Wealth’s infrastructure; (d) restrict or inhibit any other visitor from using the Site; (e) express or imply that any statements you make are endorsed by Tailwinds Wealth without prior written consent; or (f) assist any third party in engaging in any activity prohibited by this Agreement.
Tailwinds Wealth has the right, but not the obligation, to monitor this Site. We strive to provide you with access to content and information that we believe to be reliable and accurate. However, the information presented on or through the Site is made available solely for general information purposes. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk.
You are granted a limited, nonexclusive, and revocable right to create a “hypertext” link to this Site, provided that such link is to the entry page of this Site and does not portray Tailwinds Wealth in a false, misleading, derogatory, or otherwise defamatory manner. You may not use framing techniques to enclose any Tailwinds Wealth Trademark or other proprietary information without Tailwinds Wealth’s express written consent. Links to third party sites on this Site are provided solely as convenience to you.
Any Materials that are made available to download from this Site are the copyrighted work of Tailwinds Wealth and/or its suppliers or other third parties. Without limiting the foregoing, copying or reproduction of the Materials to any other server or location for further reproduction or redistribution is expressly prohibited.
If you register for any use of the Site’s Services, you agree to (i) provide true, accurate, current and complete information about you and (ii) maintain and promptly update such information to keep it true, accurate, current and complete.
Tailwinds Wealth may, in its sole discretion and at any time, modify, cancel or suspend the Services, or any part thereof, without cause and without notice. You agree that Tailwinds Wealth shall not be liable to you or to any third party for any immaterial modification of the Services. Upon cancellation of the Services, your right to use the Services stops immediately.
You understand and acknowledge that no data transmission over the Internet can be guaranteed to be 100% secure and we cannot guarantee that any personal information you submit to us will be free from unauthorized third party intrusion. You understand and agree that all information you submit to Tailwinds Wealth is done so at your own risk.
YOU AGREE THAT USE OF THE SERVICES AND THIS SITE IS AT YOUR SOLE RISK. THE SERVICES AND THIS SITE, INCLUDING BUT NOT LIMITED TO ALL SOFTWARE, FUNCTIONS, MATERIALS, AND INFORMATION, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE EXTENT PERMISSIBLE BY APPLICABLE LAW, TAILWINDS WEALTH HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
IN NO EVENT SHALL TAILWINDS WEALTH BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, DAMAGES RESULTING FROM LOST PROFITS, LOST OR DAMAGED DATA OR BUSINESS INTERRUPTION ARISING OUT OF OR RELATING TO THE USE, OR INABILITY TO USE, THE SERVICES OR THIS SITE. IN NO EVENT SHALL THE TOTAL AND AGGREGATE LIABILITY OF ANY PARTY UNDER THIS AGREEMENT FOR ANY CAUSE OF ACTION WHATSOEVER EXCEED $100.00 OR THE TOTAL FEES YOU PAID TO TAILWINDS WEALTH DURING THE 3-MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE LIABILITY, WHICHEVER IS GREATER.
You agree to notify Tailwinds Wealth of, and indemnify, defend, and hold Tailwinds Wealth and their directors, officers, employees, consultants, agents, and other representatives, harmless from and against, any and all claims, damages, losses, costs (including reasonable attorneys’ fees), and other expenses that arise directly or indirectly out of or from (a) your breach of this Agreement; (b) any allegation that any Content or materials you submit or transmit to this Site infringe or otherwise violate the rights of any third party; and/or (c) your activities in connection with this Site and any Services.
Tailwinds Wealth shall not be liable to you or any third party for failure or delay in performing our obligations hereunder if such failure or delay is due to circumstances beyond our reasonable control, including, without limitation, acts of any governmental body, war, insurrection, sabotage, terrorism, embargo, fire, flood, strike or other labor disturbance.
You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site, the Services, or this Agreement must be filed within one (1) year after such claim or cause of action arose or forever be barred.
This Agreement shall be governed by and construed in accordance with the laws of the State of Minnesota, notwithstanding any conflict of laws provisions. You irrevocably and unconditionally consent to submit to the exclusive jurisdiction of the state and federal courts located in Minnesota for any litigation or controversy arising out of or relating to this Agreement.
If any provision(s) of this Agreement is(are) held by a court of competent jurisdiction to be contrary to law, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties with the other provisions remaining in full force and effect. This Agreement contains the entire understanding of the parties regarding the subject matter and supersedes all prior and contemporaneous agreements and understandings between the parties regarding the subject matter.
Questions regarding this Agreement may be directed to Tailwinds Wealth via the CONTACT page at www.tailwindswealth.com.